Lending is one of the most important functions of any lending institution and, if not managed properly, it can lead to credit quality problems that potentially threaten the very existence of the financial institution. To manage the lending function properly and mitigate credit quality problems, staff adequately trained in risk assessment and management are required.
Credit Analysis and Lending Management, Fifth Edition is a comprehensive and complete textbook on credit risk analysis and lending management. It is intended to be a key resource in the training of staff in the financial sector.
The book is divided into six parts, including 17 chapters. Parts I & II present a framework for assessing and managing credit risk. Parts III & IV include chapters that deal with special types of lending: consumer lending, corporate lending, small business lending and international lending. Part V details credit risk management and measurement techniques, and problem loan management. Part VI then looks at other forms of finance: microfinance, agricultural finance, quantitative finance and financial technology (FinTech). FinTech is a new addition to the book and recognises the ever-changing financial environment.
Throughout this text, learning objectives are clearly indicated at the beginning of each chapter, and the chapter content then directly addresses these objectives. Additionally, new concepts are developed in a brick-by- brick manner and supplemented by clear and useful examples.
This Fifth edition has been fully revised and updated to address issues from COVID-19 and the global financial crisis (GFC), including changes to the prudential standards.
|Authors||Sathye, Milind; Bartle, James|
|Download Supplement||8mTiDqoGtBvfaALPvTcgMTityHSGqhO7.Chapters 1 - 8.zip|
|Download Supplement Part 2||lfQYfU48EEfhO1iS9jOjqM4hA39UIsXN.Chapters 9 - 16.zip|
|About the book|
|About the authors|
|Author 1||Milind Sathye is Professor of Banking and Finance and Head: Accounting, Banking and Finance Discipline at the University of Canberra. His research focus is on efficiency and productivity, AMLCTF, e-banking and microfinance. He has published in top ranking journals such as the Journal of Banking and Finance, European Journal of Operational Research and Journal of the Operational Research Society, and currently holds two competitive external grants as a lead researcher. Professor Sathye is a Fellow of CPA Australia and FINSIA. Australian Senate Economic committees sought his expertise on many occasions, and recommendations made by him are included in their final reports. He has also worked as expert witness for court cases on banking and finance issues.|
|Author 2||James Bartle is Adjunct Lecturer at the University of New South Wales and heads a consulting company that focuses on credit and treasury risk management. James has over twenty years’ experience in the finance industry and has worked in various credit and treasury positions in the Commonwealth Bank of Australia, KPMG Management Consultants, and Bancorp Australia. He also spent several years teaching full time. James’s consulting experience has given him exposure to Australian banks, government and corporates. His research interests cover innovative methods of risk measurement, such as value at risk and CreditMetrics, as well as the advent of credit derivatives.|